KSE 100 719.7

119,691.1 (0.6%)

KMI 30 1,125.5

180,639.0 (0.6%)

BOP

Commercial Banks

Bank Of Punjab Limited

Current Price

9.95

Change

+0.02

% Change

+0.20%

Day High

10.10

/

Day Low

9.89

Volume

8.02mn

Standardized
As Reported

Income Statement

In Million

	1Q2023	2Q2023	3Q2023	1Q2024	2Q2024	3Q2024	Trend
Net mark–up / Interest income	7,782.32	9,649.86	10,702.21	8,584.76	7,391.61	13,340.98
Net Provisions / interest expenses	-10.13	-472.82	186.72	1,776.12	1,661.39	128.09
Net mark-up / interest income after provisions	7,772.20	9,177.04	10,888.93	10,360.88	9,053.01	13,469.07
Non mark-up / Interest Income	2,743.83	3,017.41	3,026.11	3,663.26	6,302.18	5,857.66
Total Income	10,516.03	12,194.46	13,915.05	14,024.14	15,355.20	19,326.74
Non mark-up / Interest expenses	-8,426.98	-10,405.44	-8,912.49	-10,523.91	-11,800.87	-12,234.47
Share of profit from associates	0.00	0.00	0.00	0.00	0.00	0.00
Extra–ordinary / unusual items	0.00	0.00	0.00	0.00	0.00	0.00
Profit before taxation	2,089.06	1,789.03	5,002.57	3,500.24	3,554.33	7,092.27
Taxation	-906.95	484.16	-2,490.08	-1,804.77	-898.10	-3,491.25
Profit after taxation	1,182.11	2,273.19	2,512.49	1,695.47	2,656.23	3,601.03

Balance Sheet

In Million

	1Q2023	2Q2023	3Q2023	1Q2024	2Q2024	3Q2024	Trend
Paid Up Capital	29,478.38	32,715.69	32,452.53	32,452.53	32,452.53	32,452.53
Total Equity	55,713.21	70,821.44	73,492.17	69,794.74	72,225.43	75,905.74
Total Equity with Revaluation Reserves	62,109.01	67,065.16	73,615.96	73,616.83	76,772.94	83,178.24
Total Deposits	1,189,150.45	1,369,775.21	1,392,831.74	1,421,345.55	1,582,065.61	1,573,045.95
Net Advances	568,897.43	864,125.14	865,960.03	709,464.30	651,690.12	628,666.34
Net Investment	803,239.58	920,605.82	1,125,830.40	1,055,684.79	1,291,246.75	1,209,311.01
Total Assets	1,604,412.23	2,054,108.94	2,258,634.66	2,075,195.71	2,268,878.52	2,135,531.79
Total Liabilities	1,542,303.22	1,987,043.78	2,185,018.69	2,001,578.88	2,192,105.58	2,052,353.55
Net Assets	62,109.01	67,065.16	73,615.96	73,616.83	76,772.94	83,178.24

Cash Flow

In Million

	1Q2023	2Q2023	3Q2023	1Q2024	2Q2024	3Q2024	Trend
Cash from Operation	187,724.82	261,414.23	475,739.48	193,266.21	406,361.83	266,752.97
Cash from Investing Activities	-176,916.55	-224,299.10	-474,198.53	-170,856.30	-360,603.61	-263,875.75
Cash from Financing	568.73	9,184.89	10,583.54	-567.63	-3,912.64	-4,679.47
Increase/ decrease in cash and cash equivalents	11,377.02	46,300.03	12,124.49	21,842.28	41,845.60	-1,802.24
Beginning Cash Balance	78,046.72	78,046.72	78,017.55	109,253.86	108,320.47	108,816.34
Ending Cash Balance	89,423.74	124,346.75	90,142.04	131,096.15	150,166.07	107,014.10

Income Statement

In Million

	Q3 - 2022	Q4 - 2022	Q1 - 2023	Q2 - 2023	Q3 - 2023	Q4 - 2023	Q1 - 2024	Q2 - 2024	Q3 - 2024	Q4 - 2024	Trend
Net Sales	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cost of Good Sold	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit / Loss	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Operating Expenses	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Profit / Loss	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Charges	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Taxation	4,071.26	5,946.23	2,089.06	1,789.03	5,002.57	12,248.73	3,500.24	3,554.33	7,092.27	10,290.31
Taxation	-1,908.79	-2,859.67	-906.95	484.16	-2,490.08	-6,962.73	-1,804.77	-898.10	-3,491.25	-4,963.00
Profit / Loss After Taxation	2,162.47	3,086.56	1,182.11	2,273.19	2,512.49	5,286.01	1,695.47	2,656.23	3,601.03	5,327.31
Basic Earning Per Share	0.72	0.96	0.39	0.67	0.75	1.58	0.50	0.80	1.07	1.63
Diluted Earning Per Share	0.72	0.96	0.39	0.67	0.75	1.58	0.50	0.80	1.07	1.63

Balance Sheet

In Million

	Q3 - 2022	Q4 - 2022	Q1 - 2023	Q2 - 2023	Q3 - 2023	Q4 - 2023	Q1 - 2024	Q2 - 2024	Q3 - 2024	Q4 - 2024	Trend
Share Capital	29,478.38	29,478.38	29,478.38	32,715.69	32,452.53	26,436.92	32,452.53	32,452.53	32,452.53	32,452.53
Shareholder Equity	64,470.71	64,963.97	62,109.01	67,065.16	73,615.96	80,571.16	73,616.83	76,772.94	83,178.24	92,115.39
Non Current Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Current Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	1,245,384.31	1,417,034.04	1,542,303.22	1,987,043.78	2,185,018.69	2,135,632.47	2,001,578.88	2,192,105.58	2,052,353.55	2,287,025.10
Total Capital & Liabilities	1,309,855.02	1,481,998.01	1,604,412.23	2,054,108.94	2,258,634.66	2,216,203.64	2,075,195.71	2,268,878.52	2,135,531.79	2,379,140.50
Non Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Current Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	1,309,855.02	1,481,998.01	1,604,412.23	2,054,108.94	2,258,634.66	2,216,203.64	2,075,195.71	2,268,878.52	2,135,531.79	2,379,140.50

Cash Flow

In Million

	Q3 - 2022	Q4 - 2022	Q1 - 2023	Q2 - 2023	Q3 - 2023	Q4 - 2023	Q1 - 2024	Q2 - 2024	Q3 - 2024	Q4 - 2024	Trend
Cash Flow From Operating Activities	70,681.26	126,556.88	187,724.82	261,414.23	475,739.48	236,663.02	193,266.21	406,361.83	266,752.97	345,139.79
Cash Flow From Investing Activities	-75,131.24	-135,981.95	-176,916.55	-224,299.10	-474,198.53	-216,076.03	-170,856.30	-360,603.61	-263,875.75	-344,658.04
Cash Flow From Financing Activities	5,701.93	7,294.18	568.73	9,184.89	10,583.54	10,621.26	-567.63	-3,912.64	-4,679.47	-5,628.18
Net Increase/(Decrease) in Cash and Cash Equivalents	1,251.96	-2,130.88	11,377.02	46,300.03	12,124.49	31,208.25	21,842.28	41,845.60	-1,802.24	-5,146.42
Cash and Cash Equivalents at the Beginning of the Year	80,177.59	80,177.59	78,046.72	78,046.72	78,017.55	78,046.72	109,253.86	108,320.47	108,816.34	108,790.76
Cash and Cash Equivalents at the End of the Year	81,429.55	78,046.72	89,423.74	124,346.75	90,142.04	109,254.98	131,096.15	150,166.07	107,014.10	103,644.34